It is our goal to approve all applications. We don’t just look at a credit “score” like many other companies. We look at the whole picture and listen to you, our customer. Your personal credit, the length of time you have been in business, your history with other vendors, and your personal and business bank account history all pay an important role in getting you approved for the best program for your business. We have both our internal money and outside funding sources. This allows us to approve a majority of our applications. If you are a new business, no problem! We can even approve a new business with almost no money down. Whether your credit is perfect or has some glitches, we can most likely find a way to approve you.